Money Clarity OS™

Your business sells.
But do you know what you actually keep?

We help you see your numbers clearly every month, so you stop making decisions by looking at your bank balance.

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Georgia Licensed CPA Virtual Across the U.S. Bilingual Service
Pedro Rosich, CPA
16+
Years in practice
Georgia
Licensed CPA
Bilingual
English & Spanish
500+
Clients Served
“

Most accountants hand you a spreadsheet and disappear until April.
That’s not how we do it.

Sound Familiar?

You work hard. You sell. You pay your people. And money still doesn’t feel clear.

These are the 5 mistakes we see in almost every business that comes to us:

  1. You confuse sales with profit.You sold more than last year, but you don’t know if you made more.
  2. You see your numbers once a year.You find out in April what happened in June.
  3. Your accounting is only for the IRS.The books exist to file taxes, not to make decisions.
  4. You decide by your bank balance.You see money in the account and think it’s yours. It isn’t always.
  5. You try to save on taxes without clarity.You buy a truck to “lower taxes” without knowing which part of your business actually makes money.

If you recognize two or more, you’re not alone.

Money Clarity OS™

The system to move from financial chaos to clarity, control and profit.

See Engagement Options →
S

Structure

Organize

We organize your financial foundation. Separate accounts, clean books, everything in its place.

T

Track

Measure

You know your numbers every month. Financial statements you can trust.

O

Optimize

Improve

You decide better with your numbers. We review together what’s working and what isn’t.

P

Profit

Grow

You grow with real profit. Tax planning, owner pay and growth strategy.

Financial chaos→Clarity→Control→Freedom
How It Works

Four steps to seeing your numbers clearly.

  1. 1

    Apply

    Fill out a short application about your business. We take on a limited number of owners each month, so every application is reviewed personally.

  2. 2

    Share your numbers

    If we’re a fit, we’ll ask for 3 months of bank statements or QuickBooks access. Everything is handled securely and confidentially.

  3. 3

    We review before we talk

    Pedro analyzes your numbers before the call. You don’t spend the time explaining your business from scratch. You see what we found.

  4. 4

    Clarity Review

    In 45 minutes, we show you what’s happening with your money, what it’s costing you, and the plan we recommend. If we’re not the right fit, we’ll tell you.

After that: we set up your foundation (one-time onboarding) and review your numbers with you every month.

Engagements

Two levels of financial leadership.

Each level builds on the STOP Framework™. Choose the level that matches where your business is today, and expand as it grows.

All of STOP, including Profit

Growth

Grow with a plan.

A 12-month plan for your profit, taxes and cash, reviewed every month.

Priced to your businessLimited to 15 owners

For owners ready for a strategic partner. By invitation only.

  • Everything in Control
  • A seat in the Círculo de Claridad: a monthly group call with Pedro and other owners who lead with their numbers
  • 12-month cash flow forecasting
  • Year-round tax strategy and entity structuring
  • Bank and SBA financing support
  • Quarterly one-on-one strategy sessions
  • Priority access to Pedro
Apply for a Clarity Review →

Just need bookkeeping? Clarity, from $500/month: monthly books in QuickBooks Online, reconciliations and financial statements, closed by the end of the following month, with questions answered by our team via email. Apply here.

Add-ons: Payroll · Sales tax · Business tax return · Personal tax return

Engagement details: Each engagement is tailored to your revenue, team size, transaction volume and selected services. New engagements begin with a one-time onboarding investment, which brings your books to our standard and establishes your reporting from day one. Month-to-month engagement. 30-day notice to conclude.

Choosing your level

  • If you want monthly insight and proactive tax planning, choose Control.
  • If you’re growing and ready for a strategic partner at the table, ask about Growth. It’s by invitation, limited to 15 owners.
  • If you only need accurate books, ask about Clarity bookkeeping.
Apply for a Clarity Review →
Pedro Rosich, CPA
Meet Your CPA

Pedro Rosich, CPA

Aquí tu vecino contador. After 16+ years helping business owners navigate the numbers, Pedro founded Terminus Accounting to provide the kind of accounting relationship every entrepreneur deserves — straightforward, bilingual, proactive, and built on trust.

Not a guru. Just your neighbor, who happens to be a CPA.
Servir para Prosperar book Author of Servir para Prosperar →

Servir para prosperar — we serve so you can prosper. That’s not a slogan here, it’s how we practice.

Servir para Prosperar by Pedro J. Rosich II
The Book

Servir para Prosperar

Pedro’s book on how entrepreneurs build wealth and freedom by serving others with purpose — the same philosophy behind how we practice. Written in Spanish.

Conoce el libro →
Industries We Serve

Built for the businesses you actually run.

Restaurants &
Food Service
Contractors &
Trades
Retail &
E-commerce
Service-Based
Businesses
Airbnb & Short-Term
Rental Hosts
In Their Words

Business owners we work with

“Before working together, our books were always behind and tax season was stressful. Now our financials are organized every month, and I finally understand where the business stands.”
SB
Small Business Owner
Bookkeeping Client • Metro Atlanta
“Pedro explains things in plain English and Spanish. Instead of only hearing from my accountant at tax time, we now have a plan throughout the year.”
BO
Business Owner
Tax Planning Client • Georgia
“For the first time, I feel confident making business decisions because I actually understand my numbers. The conversations are practical, clear, and focused on growing the business.”
EN
Entrepreneur
Business Advisory Client
Common Questions

Answers before you book a call.

What services does Terminus Accounting offer?

We deliver bookkeeping, tax planning, and advisory through Money Clarity OS™, built on the STOP Framework™: Structure (organize your books), Track (know your numbers every month), Optimize (make better decisions with them), and Profit (grow with real profit).

Do you work with businesses outside Georgia?

Yes. We’re based in Atlanta, Georgia, and work virtually with business owners across the United States, in addition to local Georgia clients.

Is Terminus Accounting bilingual?

Yes. Pedro provides service in both English and Spanish, so you can talk about your numbers in whichever language you’re most comfortable with.

What industries do you specialize in?

Restaurants & food service, contractors & trades, retail & e-commerce, service-based businesses, and Airbnb & short-term rental hosts.

How is Pedro Rosich qualified?

Pedro is a Georgia Licensed CPA with 16+ years of experience and has served 500+ clients.

Do you only do tax prep, or year-round planning?

Tax prep is part of it, but it’s not the whole relationship — it’s paired with bookkeeping and planning throughout the year, not just filing in April. We do take on standalone tax-prep clients, but availability is limited and tends to open up outside peak season, so it’s best to reach out early if that’s what you need.

How do I get started?

Apply for a Clarity Review. It takes about 3 minutes. If we’re a fit, you’ll get an email within 24 hours to schedule your review and send us your numbers.

What happens in the Clarity Review?

Before the call, Pedro reviews your numbers. In 45 minutes, we show you what we found: where money is leaking, which part of the business actually makes a profit, and what tax risks we see. If we’re the right fit, we recommend a plan. If not, we’ll tell you, and you keep what we found.

Why do I have to apply?

Because we prepare every review with your real numbers, and that takes time. We take on a limited number of new clients each month so each one gets the attention they deserve.

Is it safe to share my bank statements?

Yes. We ask for QuickBooks accountant access or send you a secure link to upload your documents, and your information is kept confidential. As a licensed CPA, I’m required to protect it.

What are your hours and how do I reach you?

Monday through Friday, 9am–5pm ET. Call or text (470) 798-1236, or apply for a Clarity Review through the site.

Most business owners don’t have a money problem. They have a clarity problem.

Apply for a Clarity Review and start seeing your numbers as they really are.

Apply for a Clarity Review →

Not ready to talk? Take the Financial Clarity Assessment (in Spanish)